The M6000 Discount Dental Plan is the Right Choice for Employers
Employees want and value dental benefits! You will attract and retain your employees by offering a much needed and sought after dental benefit!
- Larger businesses have an advantage, not only can they pay higher salaries, but they are able to negotiate better rates so that they can offer dental plans to their employees. This makes it harder for small to mid-sized businesses to compete for the same employees.
- Prospective and current employees value dental benefits. This would appear to be true no matter how long the employee has been a member of the nation's workforce. Respondents to the National Association of Colleges and Employers 2006 Graduating Student & Alumni Survey rated dental coverage among the most important.
- A survey by Taylor Nelson/Sofres Intersearch confirms these attitudes toward dental benefits: Nearly 80 percent of respondents felt it was "very important" or "somewhat important" to have dental benefits provided by a prospective employer.
- The lesson to employers is that offering dental benefits continues to be a good business practice, no matter who they are trying to recruit and retain.
Your employees will become more efficient and productive with a dental benefit in place!
- According to a report by the U.S. Surgeon General, employees lose about 164 million hours annually due to dental disease or dental treatment visits. For employers, encouraging workers to prevent and treat dental problems before they become worse can help decrease the cost of work time lost to dental illnesses.
- Additional studies show that over 20 million workdays are lost each year due to dental illness. A quality dental plan can mean better health and fewer sick days for you and your company's employees. This equals great productivity for your workers.
Your company will not have to deal with any of the burdens of administering our dental plan!
- All of the administrative burdens of operating a dental plan for your employees will be handled by the Quality Health Care Group. Simply return the applications and your employees will receive membership ID cards and a welcome package, describing the plan benefits and how to use the plan benefits. Additionally, our customer representatives are happy to field any and all questions from your employees and their covered family members.
Your company will save thousands of dollars a year by offering the M6000 Dental Plan instead of the standard dental plan being sold by insurance brokers!
- For small to mid-sized businesses, every dollar matters! Spend your money on growing your business, capital expenditures and retaining your employees.
- Health Care Cost Savings for businesses are taking a toll on small to mid-sized employers across the country. It doesn’t have to be this way!
Here are two examples of how dramatic savings can be:
Scenario # 1:
| 3 |
3 Singles |
$30.00 |
$90.00 |
$8.00 |
$24.00 |
| 2 |
2 Husband/Wife |
$59.00 |
$118.00 |
$9.50 |
$19.00 |
| 5 |
5 Family |
$85.00 |
$425.00 |
$10.83 |
$54.00 |
| |
|
TOTAL COST |
$633.00 |
$97.00 |
$77.72 |
| |
|
|
|
|
|
| ** In both comparisons: Assumes 80% contribution by Employer |
In this scenario #1: Employers offering the M6000 Dental Plan versus a Guardian PPO Plan can save $5,144 per year.
Scenario # 2:
| 3 |
3 Singles |
$41.00 |
$123.00 |
$8.00 |
$24.00 |
| 2 |
2 Husband/Wife |
$72.00 |
$144.00 |
$9.50 |
$19.00 |
| 5 |
5 Family |
$118.00 |
$590.00 |
$10.83 |
$54.00 |
| |
|
TOTAL COST |
$857.00 |
$97.00 |
$77.72 |
| |
|
|
|
|
|
| ** In both comparisons: Assumes 80% contribution by Employer |
In this scenario #2: Employers offering the M6000 Dental Plan versus a Horizon Blue Cross PPO Plan can save $7,287 per year.
Your company can tailor the M6000 Dental Plan to fit your own budget and objectives. You have much greater flexibility and control than offered through traditional dental insurance.
- The employer contribution can be determined on a case by case basis. For instance, some employers choose to pay 100% of the premium, some elect to pay 50% and others have their employees pay the full premium.
- There are no employee waiting periods, so you can determine when you offer this plan to your employees. Other dental insurance plans require you to set a standard waiting period for eligibility which can effect your ability to hire or reward certain employees. With our plan, you can offer it whenever you would like and there are no contracts limiting your organization.
- Your business can offer the M6000 Dental Plan to all levels of employees, certain groups, or just senior management. The choice is entirely yours and there are no rules regarding the offering of such, unlike traditional dental insurance.
M6000 Dental Plan Membership Dues:
The cost is reasonable and affordable. There are three membership options:
| Individual Adult Membership |
$88.00 |
| Individual Adult & Spouse (or domestic partner) Membership |
$100.00 |
Family Membership for adult, spouse (or domestic partner)
and children (no limit on the number of children) |
$120.00 |
In addition to the costs above, there is a $20 non-refundable processing fee for each initial application. This fee is due only once at the onset and is not due for the adding of additional family members or upon membership renewal. These rates are only for employer groups and are not eligible for direct purchase by individuals.
|